ASSURANCE CLAIM SERVICES, INC
  • Home
  • Assurance Site Directory
    • Claims Process
    • Types of Claims
    • Assurance Claim Blog
    • Matterport Technology
  • File your Claim
  • Contact

Assurance Claim Services Live Case Blog

Insurance Claim

Carl Barnowski on post hurricane damage Scams

10/12/2024

0 Comments

 

Hey everyone, listen up! After the storms roll through scammers are quick to take advantage of vulnerable people trying to rebuild. If you have someone door knock you and you are unsure about their intentions… call or txt me immediately. I also have people taking photos of contracts and agreements to make sure they are legit.
1. Beware of unlicensed contractors
2. DONT pay upfront.
3. If someone claims to be a FEMA agent ask for their ID
4. Don’t sign an Assignment of Benefit… this sends your insurance check to that company instead of YOU! Call or txt me directly for help 561-352-5960
Florida license E095934
Www.assuranceclaimservices.com
#claimhelpforme #fyi #fyp #hurricanescams #scamalert #staysafe #hurricanemilton #publicadjuster #homeownersinsurance #propertydamage
0 Comments

The hazard of not fully underSTANDING your homeowners policy coverages

5/3/2024

0 Comments

 

I hope you are on the phone today asking the insurance agent that sold you your homeowners policy if you have a water cap as part of your coverage. I surprised a homeowner this week and she didnt like the news and I really disliked delivering it. More insurance policy tips incoming. Call or txt me with any questions at 561-352-5960

#claimhelpforme #publicadjuster #propertydamage #FYI #insuranceclaim #homeownersinsurance #waterdamage #insurance
0 Comments

Water heater leak destroys expensive cherry floor

2/16/2023

0 Comments

 

Water can cause a lot of damage in a short amount of time

Picture
​A hot water heater leaked and destroyed this beautiful Brazilian Cherry hardwood floor.  The initial inspection from the insurance company said it was engineered wood which is much less expensive than real hard wood.  Also missing from the estimate was the fact that the flooring runs beneath some of the kitchen cabinets creating a much larger job and certainly more expensive as the lower cabinets had to be removed to replace the floor properly.  Assurance Claim Services hired an independent flooring company to grade and price the floor properly and we wrote a proper estimate to include removing the cabinets required to replace the floor.  The homeowner was indemnified properly in the end and Assurance Claim Services had another satisfied customer.  Call us today if you have property damage and an open or potential claim.  Our inspections and policy coverage reviews are complimentary.  

Picture
Picture
0 Comments

Assurance Claim Services is in Cape Coral when a roof inspection goes wrong

10/27/2022

0 Comments

 
In #capecoral this morning where once again the claims process has been stopped in its tracks by a field adjuster incapable of doing his job. If you’re struggling with your property claim, feel as though your insurance company isn’t treating you fairly or you receive a low ball payment for your property damage call or txt me at 561-352-5960. Fl license E095934 #fyi #hurricaneian #propertydamage #insuranceclaim #publicadjuster #claimhelpforme #ftmyers #portcharlotte #sanibelisland
0 Comments

Top 5 myths of hiring a public adjuster

4/29/2022

0 Comments

 
Picture
There is so much misinformation surrounding the topic of claim filing as well as using the services of a public adjuster it's no wonder why so many homeowners are stuck with hefty repair bills after they have suffered a loss.  This quick read by the owner of Assurance Claim Services, Carl Barnowski, will help to debunk some of the myths we hear every day.  In addition to helping settle claims, it's also our goal to educate and prepare property owners in case they suffer a loss to avoid making costly mistakes.
​

Here are the top 5 reasons people don’t end up hiring a public adjuster after they have experienced some type of property damage related issue:
  1. You do not lose your ability to be insurable when you hire a public adjuster - you are legally allowed to hire your own representation when you have an insurance claim dispute.
  2. Public adjusters do a ton of work for YOU - We don’t just take your settlement money, we carefully build your case and represent it by ensuring you are compensated fairly. And we are motivated by that because we only get paid a percentage of what we are able to settle for.
  3. Your rates DO NOT raise because you have hired a public adjuster - property casualty insurance is not the same as auto… …that would be like saying your rates we’re raised because you hired a lawyer.
  4. Public adjusters do not obtain higher settlements based on fraud or made up damage - we obtain higher settlements based on facts! That are thoroughly prepared from our findings through detailed high tech inspections and policy coverage.
  5. Not everyone has the skills to be a public adjuster - it takes years of experience with policies, property damage, construction, negotiating skills, and much more.

Call Carl Barnowski at 561-352-5960 now for your free inspection or hit the button below!

Claim Help
0 Comments

A water homeowner insurance claim that continues to get worse during the claim process.

4/21/2021

0 Comments

 
​  This is a good example of what happens when an insurance company fails to recognize a claim properly or in a timely manner. This home is being affected by several roof leaks which are being denied by the insurer as part of coverage. Assurance Claim Services is taking the appropriate steps to ensure that this claim is paid properly as coverage has been opened with a token payment, but isn't even close to what should be paid for damages to this home. This example is a claim that we were not involved with from day one, but as you can see from the finishing work on this property, if you knew what this homeowner was paid initially you would better understand why were asked to become involved. Assurance Claim Services specializes in helping homeowners settle claims that were either under paid or denied if we feel as though a valid claim exists. There is no charge for us to take a look and remember, we don't get paid until you do. Call us today at 561-352-5960 for our assistance.   #publicadjuster #insuranceclaim #waterdamage
Picture

Picture

Picture
0 Comments

Assurance Claim services is with you every step of the way when tragedy strikes

4/14/2021

0 Comments

 

Assurance Claim Services makes managing catastrophic losses more manageable.

​Assurance Claim Services will handle any type of claim but large and involved claims such as a house fire takes some special care and expertise. There are so many different facets of handling this type of claim, from the emotions of the homeowner who has just become homeless and lost personal belongings and/or pets to ensuring that every piece of contents that was destroyed is documented. Lastly, the obvious task of estimating the reconstruction of the home or commercial property back to it's pre-loss state. So many items to account for and to ensure those thousands of items are not only the same grade and quality, but also up to current building code. We spend hundreds of hours both on site as well as using our state of the art technology to ensure proper documentation and ultimately payment to the insured. Assurance Claim Services is the best in the business in south Florida at managing this type of claim and will step in and start coordinating immediately. Call us to day at 561-352-5960 when tragedy strikes and we look forward to going to work on your behalf.
Picture
Picture
0 Comments

Another happy out of state property owner!

4/7/2021

0 Comments

 

Assurance Claim Services to the rescue!

Water Damage PictureMold Damage
  #Assurance Claim Services is a privately owned public adjusting firm where we service all of South Florida. This is a great example of a home we were in assisting a couple who lived up in New England and while their house monitor was inspecting the house found that they had incurred water damage. They immediately called Assurance Claim Services and engaged us to assist in filing their claim, documenting the loss and ensuring that they were paid properly in order to pay for the required repairs. This was a typical claim where the insurance company paid for water mitigation services and a small portion of what would end up being a rather extensive claim. This insurance claim took approximately four months from start to finish having multiple inspections and re-inspections before finally settling in full. Assurance Claim Services was with this homeowner every step of the way answering all the difficult questions and relieving this out-of-state property owner of the stress in dealing with the insurance company from a distance. Another successful settlement and another happy South Florida home owner. Call us today at 561-352-5960 for your free consultation.   #mold damage #Mold Claim

0 Comments

Small leak leads to big problems

4/3/2021

0 Comments

 
This condo is a rental property where the tenant had a water leak from the main and continued to use the system causing damage to the property. Insurance claims such as this can be tricky in how they are submitted, handled and closed. Working closely with the insurance adjusters from the company, the HOA, plumbers and documenting damage as it is uncovered is critical in obtaining an equitable settlement. Assurance Claim Services, and our licensed and bonded professionals use the latest technology to document in 3D the entire property to ensure that your claim is filed properly and the supporting documentation is complete. Water claims usually accompany mold damage unless they are dealt with quickly as well. Call us today at 561-352-5960 for immediate service in addressing your home or commercial property damage.   
0 Comments

Assurance Claim services are experts on roof claims

12/17/2020

1 Comment

 

Roof claims are our specialty at Assurance Claim Service

Thanks so much for stopping by and visiting Assurance Claim Services where we specialize in ensuring your home or commercial property damage claim is paid properly and in a timely manner. This video shows an extreme example of what a tile roof claim looks like. This home is located in Jupiter Florida and shows extensive damage to the entire roof system caused by wind exposure. The initial response from the insurance company to this claim was "wear and tear" and "foot traffic" The subsequent engineer report that we supplied the company to support this claim which included exact wind speeds on the date of loss ended in a paid claim to this homeowner. Please call us today for a free roof inspection as we don't get paid until and unless we settle your claim.
1 Comment
<<Previous
    Picture

    Author:
    ​Carl Barnowski

    Carl has 30 yrs of experience in the insurance industry as well as large loss estimating, FEMA Flood Certification and California Earthquake certification.  He is also a licensed Public Adjuster as well as a FAA licensed pilot.

    Archives

    October 2024
    May 2024
    February 2023
    October 2022
    April 2022
    April 2021
    December 2020
    October 2020
    March 2020

    Categories

    All

    RSS Feed

    Categories

    All

This is a solicitation for business.  If you have had a claim for an insured property loss or damage and you are satisfied with the payment by your insurer, you may disregard this advertisement.
Carl Barnowski - Florida License E095934 - US Virgin Islands License 3000286172 | Website Accessibility
  • Home
  • Assurance Site Directory
    • Claims Process
    • Types of Claims
    • Assurance Claim Blog
    • Matterport Technology
  • File your Claim
  • Contact