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<channel><title><![CDATA[ASSURANCE CLAIM SERVICES, INC - Assurance Claim Blog]]></title><link><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts]]></link><description><![CDATA[Assurance Claim Blog]]></description><pubDate>Fri, 11 Sep 2026 18:17:38 -0400</pubDate><generator>Weebly</generator><item><title><![CDATA[Carl Barnowski on post hurricane damage Scams]]></title><link><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/carl-barnowski-on-post-hurricane-damage-scams]]></link><comments><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/carl-barnowski-on-post-hurricane-damage-scams#comments]]></comments><pubDate>Sat, 12 Oct 2024 21:12:14 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.assuranceclaimservices.com/actualcaseblogposts/carl-barnowski-on-post-hurricane-damage-scams</guid><description><![CDATA[             Hey everyone, listen up! After the storms roll through scammers are quick to take advantage of vulnerable people trying to rebuild. If you have someone door knock you and you are unsure about their intentions&hellip; call or txt me immediately. I also have people taking photos of contracts and agreements to make sure they are legit. 1. Beware of unlicensed contractors 2. DONT pay upfront. 3. If someone claims to be a FEMA agent ask for their ID 4. Don&rsquo;t sign an Assignment of B [...] ]]></description><content:encoded><![CDATA[<div class="wsite-youtube" style="margin-bottom:10px;margin-top:10px;"><div class="wsite-youtube-wrapper wsite-youtube-size-auto wsite-youtube-align-left"> <div class="wsite-youtube-container">  <iframe src="//www.youtube.com/embed/ffBsBRfx3pw?wmode=opaque" frameborder="0" allowfullscreen></iframe> </div> </div></div>  <div class="wsite-spacer" style="height:50px;"></div>  <div><div style="height: 20px; overflow: hidden; width: 100%;"></div> <hr class="styled-hr" style="width:100%;"></hr> <div style="height: 20px; overflow: hidden; width: 100%;"></div></div>  <div class="paragraph"><font color="#2a2a2a">Hey everyone, listen up! After the storms roll through scammers are quick to take advantage of vulnerable people trying to rebuild. If you have someone door knock you and you are unsure about their intentions&hellip; call or txt me immediately. I also have people taking photos of contracts and agreements to make sure they are legit. <br />1. Beware of unlicensed contractors <br />2. DONT pay upfront. <br />3. If someone claims to be a FEMA agent ask for their ID <br />4. Don&rsquo;t sign an Assignment of Benefit&hellip; this sends your insurance check to that company instead of YOU! Call or txt me directly for help 561-352-5960<br />Florida license E095934<br /><span><a href="http://www.assuranceclaimservices.com/?fbclid=IwZXh0bgNhZW0CMTAAAR3cUtMu0Lsaz4B_NOqBxXz09wfu3ulWMiC9sxgfde0YfY8j7a_0DA02R5k_aem_aIpWvgQ0z0X1mPamuKLJTQ" target="_blank">Www.assuranceclaimservices.com</a></span><br /><span><a href="https://www.facebook.com/hashtag/claimhelpforme?__eep__=6&amp;__cft__[0]=AZVErYFsbSH39g-ZbcKkAWtg9uc0ZVUFsT0TfBoU4mrRw2QslIhOJYgYWvaVmbLyiU0IdczVf606MH4j_7QsR8sj5RjSrH4gDF2u7EAf8uVzEyZoX900wRLzp8iRvU0mHImEwe1qD4DRZ_FUCsios2S6ngMF-xgPDbWULWV8x5OfdA&amp;__tn__=*NK-R">#claimhelpforme</a></span> <span><a href="https://www.facebook.com/hashtag/fyi?__eep__=6&amp;__cft__[0]=AZVErYFsbSH39g-ZbcKkAWtg9uc0ZVUFsT0TfBoU4mrRw2QslIhOJYgYWvaVmbLyiU0IdczVf606MH4j_7QsR8sj5RjSrH4gDF2u7EAf8uVzEyZoX900wRLzp8iRvU0mHImEwe1qD4DRZ_FUCsios2S6ngMF-xgPDbWULWV8x5OfdA&amp;__tn__=*NK-R">#fyi</a></span> <span><a href="https://www.facebook.com/hashtag/fyp?__eep__=6&amp;__cft__[0]=AZVErYFsbSH39g-ZbcKkAWtg9uc0ZVUFsT0TfBoU4mrRw2QslIhOJYgYWvaVmbLyiU0IdczVf606MH4j_7QsR8sj5RjSrH4gDF2u7EAf8uVzEyZoX900wRLzp8iRvU0mHImEwe1qD4DRZ_FUCsios2S6ngMF-xgPDbWULWV8x5OfdA&amp;__tn__=*NK-R">#fyp</a></span> <span><a href="https://www.facebook.com/hashtag/hurricanescams?__eep__=6&amp;__cft__[0]=AZVErYFsbSH39g-ZbcKkAWtg9uc0ZVUFsT0TfBoU4mrRw2QslIhOJYgYWvaVmbLyiU0IdczVf606MH4j_7QsR8sj5RjSrH4gDF2u7EAf8uVzEyZoX900wRLzp8iRvU0mHImEwe1qD4DRZ_FUCsios2S6ngMF-xgPDbWULWV8x5OfdA&amp;__tn__=*NK-R">#hurricanescams</a></span> <span><a href="https://www.facebook.com/hashtag/scamalert?__eep__=6&amp;__cft__[0]=AZVErYFsbSH39g-ZbcKkAWtg9uc0ZVUFsT0TfBoU4mrRw2QslIhOJYgYWvaVmbLyiU0IdczVf606MH4j_7QsR8sj5RjSrH4gDF2u7EAf8uVzEyZoX900wRLzp8iRvU0mHImEwe1qD4DRZ_FUCsios2S6ngMF-xgPDbWULWV8x5OfdA&amp;__tn__=*NK-R">#scamalert</a></span> <span><a href="https://www.facebook.com/hashtag/staysafe?__eep__=6&amp;__cft__[0]=AZVErYFsbSH39g-ZbcKkAWtg9uc0ZVUFsT0TfBoU4mrRw2QslIhOJYgYWvaVmbLyiU0IdczVf606MH4j_7QsR8sj5RjSrH4gDF2u7EAf8uVzEyZoX900wRLzp8iRvU0mHImEwe1qD4DRZ_FUCsios2S6ngMF-xgPDbWULWV8x5OfdA&amp;__tn__=*NK-R">#staysafe</a></span> <span><a href="https://www.facebook.com/hashtag/hurricanemilton?__eep__=6&amp;__cft__[0]=AZVErYFsbSH39g-ZbcKkAWtg9uc0ZVUFsT0TfBoU4mrRw2QslIhOJYgYWvaVmbLyiU0IdczVf606MH4j_7QsR8sj5RjSrH4gDF2u7EAf8uVzEyZoX900wRLzp8iRvU0mHImEwe1qD4DRZ_FUCsios2S6ngMF-xgPDbWULWV8x5OfdA&amp;__tn__=*NK-R">#hurricanemilton</a></span> <span><a href="https://www.facebook.com/hashtag/publicadjuster?__eep__=6&amp;__cft__[0]=AZVErYFsbSH39g-ZbcKkAWtg9uc0ZVUFsT0TfBoU4mrRw2QslIhOJYgYWvaVmbLyiU0IdczVf606MH4j_7QsR8sj5RjSrH4gDF2u7EAf8uVzEyZoX900wRLzp8iRvU0mHImEwe1qD4DRZ_FUCsios2S6ngMF-xgPDbWULWV8x5OfdA&amp;__tn__=*NK-R">#publicadjuster</a></span> <span><a href="https://www.facebook.com/hashtag/homeownersinsurance?__eep__=6&amp;__cft__[0]=AZVErYFsbSH39g-ZbcKkAWtg9uc0ZVUFsT0TfBoU4mrRw2QslIhOJYgYWvaVmbLyiU0IdczVf606MH4j_7QsR8sj5RjSrH4gDF2u7EAf8uVzEyZoX900wRLzp8iRvU0mHImEwe1qD4DRZ_FUCsios2S6ngMF-xgPDbWULWV8x5OfdA&amp;__tn__=*NK-R">#homeownersinsurance</a></span> <span><a href="https://www.facebook.com/hashtag/propertydamage?__eep__=6&amp;__cft__[0]=AZVErYFsbSH39g-ZbcKkAWtg9uc0ZVUFsT0TfBoU4mrRw2QslIhOJYgYWvaVmbLyiU0IdczVf606MH4j_7QsR8sj5RjSrH4gDF2u7EAf8uVzEyZoX900wRLzp8iRvU0mHImEwe1qD4DRZ_FUCsios2S6ngMF-xgPDbWULWV8x5OfdA&amp;__tn__=*NK-R">#propertydamage</a></span></font></div>]]></content:encoded></item><item><title><![CDATA[The hazard of not fully underSTANDING your homeowners policy coverages]]></title><link><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/the-hazard-of-not-fully-understanding-your-homeowners-policy-coverages]]></link><comments><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/the-hazard-of-not-fully-understanding-your-homeowners-policy-coverages#comments]]></comments><pubDate>Fri, 03 May 2024 15:58:40 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.assuranceclaimservices.com/actualcaseblogposts/the-hazard-of-not-fully-understanding-your-homeowners-policy-coverages</guid><description><![CDATA[         I hope you are on the phone today asking the insurance agent that sold you your homeowners policy if you have a water cap as part of your coverage. I surprised a homeowner this week and she didnt like the news and I really disliked delivering it. More insurance policy tips incoming. Call or txt me with any questions at 561-352-5960#claimhelpforme #publicadjuster #propertydamage #FYI #insuranceclaim #homeownersinsurance #waterdamage #insurance [...] ]]></description><content:encoded><![CDATA[<div class="wsite-youtube" style="margin-bottom:10px;margin-top:10px;"><div class="wsite-youtube-wrapper wsite-youtube-size-auto wsite-youtube-align-left"> <div class="wsite-youtube-container">  <iframe src="//www.youtube.com/embed/dYVNjJbjIM8?wmode=opaque" frameborder="0" allowfullscreen></iframe> </div> </div></div>  <h2 class="wsite-content-title"></h2>  <div class="paragraph">I hope you are on the phone today asking the insurance agent that sold you your homeowners policy if you have a water cap as part of your coverage. I surprised a homeowner this week and she didnt like the news and I really disliked delivering it. More insurance policy tips incoming. Call or txt me with any questions at 561-352-5960<br /><br /><span><a href="https://www.facebook.com/hashtag/claimhelpforme?__eep__=6&amp;__cft__[0]=AZWdD8aVMZB8kbD1coueH3xXCx17zgZtOohLq2mR-mOCTWYMkwe7Mx_WGqpdom5B-SuL1_PYuAxfpu8mDGoGmGVaJffvnFmhmHzD32KnFrzBGbjJgajOJ-x6te3SHfYWlUVekAUZwAmPA-BBWlYLtwIDzJZ9F5e_EJGB9HJqCYIjZw&amp;__tn__=*NK-R">#claimhelpforme</a></span> <span><a href="https://www.facebook.com/hashtag/publicadjuster?__eep__=6&amp;__cft__[0]=AZWdD8aVMZB8kbD1coueH3xXCx17zgZtOohLq2mR-mOCTWYMkwe7Mx_WGqpdom5B-SuL1_PYuAxfpu8mDGoGmGVaJffvnFmhmHzD32KnFrzBGbjJgajOJ-x6te3SHfYWlUVekAUZwAmPA-BBWlYLtwIDzJZ9F5e_EJGB9HJqCYIjZw&amp;__tn__=*NK-R">#publicadjuster</a></span> <span><a href="https://www.facebook.com/hashtag/propertydamage?__eep__=6&amp;__cft__[0]=AZWdD8aVMZB8kbD1coueH3xXCx17zgZtOohLq2mR-mOCTWYMkwe7Mx_WGqpdom5B-SuL1_PYuAxfpu8mDGoGmGVaJffvnFmhmHzD32KnFrzBGbjJgajOJ-x6te3SHfYWlUVekAUZwAmPA-BBWlYLtwIDzJZ9F5e_EJGB9HJqCYIjZw&amp;__tn__=*NK-R">#propertydamage</a></span> <span><a href="https://www.facebook.com/hashtag/fyi?__eep__=6&amp;__cft__[0]=AZWdD8aVMZB8kbD1coueH3xXCx17zgZtOohLq2mR-mOCTWYMkwe7Mx_WGqpdom5B-SuL1_PYuAxfpu8mDGoGmGVaJffvnFmhmHzD32KnFrzBGbjJgajOJ-x6te3SHfYWlUVekAUZwAmPA-BBWlYLtwIDzJZ9F5e_EJGB9HJqCYIjZw&amp;__tn__=*NK-R">#FYI</a></span> <span><a href="https://www.facebook.com/hashtag/insuranceclaim?__eep__=6&amp;__cft__[0]=AZWdD8aVMZB8kbD1coueH3xXCx17zgZtOohLq2mR-mOCTWYMkwe7Mx_WGqpdom5B-SuL1_PYuAxfpu8mDGoGmGVaJffvnFmhmHzD32KnFrzBGbjJgajOJ-x6te3SHfYWlUVekAUZwAmPA-BBWlYLtwIDzJZ9F5e_EJGB9HJqCYIjZw&amp;__tn__=*NK-R">#insuranceclaim</a></span> <span><a href="https://www.facebook.com/hashtag/homeownersinsurance?__eep__=6&amp;__cft__[0]=AZWdD8aVMZB8kbD1coueH3xXCx17zgZtOohLq2mR-mOCTWYMkwe7Mx_WGqpdom5B-SuL1_PYuAxfpu8mDGoGmGVaJffvnFmhmHzD32KnFrzBGbjJgajOJ-x6te3SHfYWlUVekAUZwAmPA-BBWlYLtwIDzJZ9F5e_EJGB9HJqCYIjZw&amp;__tn__=*NK-R">#homeownersinsurance</a></span> <span><a href="https://www.facebook.com/hashtag/waterdamage?__eep__=6&amp;__cft__[0]=AZWdD8aVMZB8kbD1coueH3xXCx17zgZtOohLq2mR-mOCTWYMkwe7Mx_WGqpdom5B-SuL1_PYuAxfpu8mDGoGmGVaJffvnFmhmHzD32KnFrzBGbjJgajOJ-x6te3SHfYWlUVekAUZwAmPA-BBWlYLtwIDzJZ9F5e_EJGB9HJqCYIjZw&amp;__tn__=*NK-R">#waterdamage</a></span> <span><a href="https://www.facebook.com/hashtag/insurance?__eep__=6&amp;__cft__[0]=AZWdD8aVMZB8kbD1coueH3xXCx17zgZtOohLq2mR-mOCTWYMkwe7Mx_WGqpdom5B-SuL1_PYuAxfpu8mDGoGmGVaJffvnFmhmHzD32KnFrzBGbjJgajOJ-x6te3SHfYWlUVekAUZwAmPA-BBWlYLtwIDzJZ9F5e_EJGB9HJqCYIjZw&amp;__tn__=*NK-R">#insurance</a></span></div>]]></content:encoded></item><item><title><![CDATA[Water heater leak destroys expensive cherry floor]]></title><link><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/water-heater-leak-destroys-expensive-cherry-floor]]></link><comments><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/water-heater-leak-destroys-expensive-cherry-floor#comments]]></comments><pubDate>Thu, 16 Feb 2023 19:57:11 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.assuranceclaimservices.com/actualcaseblogposts/water-heater-leak-destroys-expensive-cherry-floor</guid><description><![CDATA[Water can cause a lot of damage in a short amount of time   	 		 			 				 					 						   &#8203;A hot water heater leaked and destroyed this beautiful Brazilian Cherry hardwood floor.&nbsp; The initial inspection from the insurance company said it was engineered wood which is much less expensive than real hard wood.&nbsp; Also missing from the estimate was the fact that the flooring runs beneath some of the kitchen cabinets creating a much larger job and certainly more expensive as the lower cab [...] ]]></description><content:encoded><![CDATA[<h2 class="wsite-content-title">Water can cause a lot of damage in a short amount of time</h2>  <div><div class="wsite-multicol"><div class="wsite-multicol-table-wrap" style="margin:0 -15px;"> 	<table class="wsite-multicol-table"> 		<tbody class="wsite-multicol-tbody"> 			<tr class="wsite-multicol-tr"> 				<td class="wsite-multicol-col" style="width:50%; padding:0 15px;"> 					 						  <span class='imgPusher' style='float:left;height:0px'></span><span style='display: table;width:330px;position:relative;float:left;max-width:100%;;clear:left;margin-top:0px;*margin-top:0px'><a><img src="https://www.assuranceclaimservices.com/uploads/1/2/4/9/124988237/published/img-9848.jpg?1676577536" style="margin-top: 5px; margin-bottom: 10px; margin-left: 0px; margin-right: 10px; border-width:1px;padding:3px; max-width:100%" alt="Picture" class="galleryImageBorder wsite-image" /></a><span style="display: table-caption; caption-side: bottom; font-size: 90%; margin-top: -10px; margin-bottom: 10px; text-align: center;" class="wsite-caption"></span></span> <div class="paragraph" style="display:block;">&#8203;A hot water heater leaked and destroyed this beautiful Brazilian Cherry hardwood floor.&nbsp; The initial inspection from the insurance company said it was engineered wood which is much less expensive than real hard wood.&nbsp; Also missing from the estimate was the fact that the flooring runs beneath some of the kitchen cabinets creating a much larger job and certainly more expensive as the lower cabinets had to be removed to replace the floor properly.&nbsp; Assurance Claim Services hired an independent flooring company to grade and price the floor properly and we wrote a proper estimate to include removing the cabinets required to replace the floor.&nbsp; The homeowner was indemnified properly in the end and Assurance Claim Services had another satisfied customer.&nbsp; Call us today if you have property damage and an open or potential claim.&nbsp; Our inspections and policy coverage reviews are complimentary.&nbsp;&nbsp;</div> <hr style="width:100%;clear:both;visibility:hidden;"></hr>   					 				</td>				<td class="wsite-multicol-col" style="width:50%; padding:0 15px;"> 					 						  <div><div class="wsite-image wsite-image-border-none " style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"> <a> <img src="https://www.assuranceclaimservices.com/uploads/1/2/4/9/124988237/img-9840_orig.jpg" alt="Picture" style="width:auto;max-width:100%" /> </a> <div style="display:block;font-size:90%"></div> </div></div>  <div><div class="wsite-image wsite-image-border-none " style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"> <a> <img src="https://www.assuranceclaimservices.com/uploads/1/2/4/9/124988237/published/img-9845.jpg?1676577590" alt="Picture" style="width:auto;max-width:100%" /> </a> <div style="display:block;font-size:90%"></div> </div></div>   					 				</td>			</tr> 		</tbody> 	</table> </div></div></div>]]></content:encoded></item><item><title><![CDATA[Assurance Claim Services is in Cape Coral when a roof inspection goes wrong]]></title><link><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/assurance-claim-services-is-in-cape-coral-when-a-roof-inspection-goes-wrong]]></link><comments><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/assurance-claim-services-is-in-cape-coral-when-a-roof-inspection-goes-wrong#comments]]></comments><pubDate>Thu, 27 Oct 2022 19:08:14 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.assuranceclaimservices.com/actualcaseblogposts/assurance-claim-services-is-in-cape-coral-when-a-roof-inspection-goes-wrong</guid><description><![CDATA[       In #capecoral this morning where once again the claims process has been stopped in its tracks by a field adjuster incapable of doing his job. If you&rsquo;re struggling with your property claim, feel as though your insurance company isn&rsquo;t treating you fairly or you receive a low ball payment for your property damage call or txt me at 561-352-5960. Fl license E095934 #fyi #hurricaneian #propertydamage #insuranceclaim #publicadjuster #claimhelpforme #ftmyers #portcharlotte #sanibelisl [...] ]]></description><content:encoded><![CDATA[<div class="wsite-youtube" style="margin-bottom:10px;margin-top:10px;"><div class="wsite-youtube-wrapper wsite-youtube-size-auto wsite-youtube-align-left"> <div class="wsite-youtube-container">  <iframe src="//www.youtube.com/embed/IwUTMViYcLU?wmode=opaque" frameborder="0" allowfullscreen></iframe> </div> </div></div>  <div class="paragraph"><span style="color:rgb(13, 13, 13)">In </span><span style="color:rgb(13, 13, 13)">#capecoral</span><span style="color:rgb(13, 13, 13)"> this morning where once again the claims process has been stopped in its tracks by a field adjuster incapable of doing his job. If you&rsquo;re struggling with your property claim, feel as though your insurance company isn&rsquo;t treating you fairly or you receive a low ball payment for your property damage call or txt me at 561-352-5960. Fl license E095934 </span><span style="color:rgb(13, 13, 13)">#fyi</span><span style="color:rgb(13, 13, 13)"> </span><span style="color:rgb(13, 13, 13)">#hurricaneian</span><span style="color:rgb(13, 13, 13)"> </span><span style="color:rgb(13, 13, 13)">#propertydamage</span><span style="color:rgb(13, 13, 13)"> </span><span style="color:rgb(13, 13, 13)">#insuranceclaim</span><span style="color:rgb(13, 13, 13)"> </span><span style="color:rgb(13, 13, 13)">#publicadjuster</span><span style="color:rgb(13, 13, 13)"> </span><span style="color:rgb(13, 13, 13)">#claimhelpforme</span><span style="color:rgb(13, 13, 13)"> </span><span style="color:rgb(13, 13, 13)">#ftmyers</span><span style="color:rgb(13, 13, 13)"> </span><span style="color:rgb(13, 13, 13)">#portcharlotte</span><span style="color:rgb(13, 13, 13)"> </span><span style="color:rgb(13, 13, 13)">#sanibelisland</span></div>]]></content:encoded></item><item><title><![CDATA[Top 5 myths of hiring a public adjuster]]></title><link><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/top-5-myths-of-hiring-a-public-adjuster]]></link><comments><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/top-5-myths-of-hiring-a-public-adjuster#comments]]></comments><pubDate>Fri, 29 Apr 2022 14:57:31 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.assuranceclaimservices.com/actualcaseblogposts/top-5-myths-of-hiring-a-public-adjuster</guid><description><![CDATA[   There is so much misinformation surrounding the topic of claim filing as well as using the services of a public adjuster it's no wonder why so many homeowners are stuck with hefty repair bills after they have suffered a loss.&nbsp; This quick read by the owner of Assurance Claim Services, Carl Barnowski, will help to debunk some of the myths we hear every day.&nbsp; In addition to helping settle claims, it's also our goal to educate and prepare property owners in case they suffer a loss to av [...] ]]></description><content:encoded><![CDATA[<div class="wsite-spacer" style="height:50px;"></div>  <span class='imgPusher' style='float:left;height:0px'></span><span style='display: table;width:auto;position:relative;float:left;max-width:100%;;clear:left;margin-top:0px;*margin-top:0px'><a><img src="https://www.assuranceclaimservices.com/uploads/1/2/4/9/124988237/published/img-5024.jpg?1651245047" style="margin-top: 0px; margin-bottom: 0px; margin-left: 0px; margin-right: 10px; border-width:1px;padding:6px; max-width:100%" alt="Picture" class="galleryImageBorder wsite-image" /></a><span style="display: table-caption; caption-side: bottom; font-size: 90%; margin-top: -0px; margin-bottom: 0px; text-align: center;" class="wsite-caption"></span></span> <div class="paragraph" style="text-align:left;display:block;"><font color="#202124">There is so much misinformation surrounding the topic of claim filing as well as using the services of a public adjuster it's no wonder why so many homeowners are stuck with hefty repair bills after they have suffered a loss.&nbsp; This quick read by the owner of Assurance Claim Services, Carl Barnowski, will help to debunk some of the myths we hear every day.&nbsp; In addition to helping settle claims, it's also our goal to educate and prepare property owners in case they suffer a loss to avoid making costly mistakes.<br />&#8203;</font><br /><strong style="color:rgb(32, 33, 36)"><font size="4">Here are the top 5 reasons people don&rsquo;t end up hiring a public adjuster after they have experienced some type of property damage related issue:</font></strong><ol style="color:rgb(32, 33, 36)"><li>You <strong>do not lose your ability to be insurable</strong> when you hire a public adjuster - you are legally allowed to hire your own representation when you have an insurance claim dispute.</li><li><strong>Public adjusters do a ton of work for YOU</strong>&nbsp;- We don&rsquo;t just take your settlement money, we carefully build your case and represent it by ensuring you are compensated fairly. And we are motivated by that because we only get paid a percentage of what we are able to settle for.</li><li><strong>Your rates DO NOT raise because you have hired a public adjuster</strong> - property casualty insurance is not the same as auto&hellip; &hellip;that would be like saying your rates we&rsquo;re raised because you hired a lawyer.</li><li><strong>Public adjusters do not obtain higher settlements based on fraud or made up damage</strong> - we obtain higher settlements based on facts! That are thoroughly prepared from our findings through detailed high tech inspections and policy coverage.</li><li><strong>Not everyone has the skills to be a public adjuster </strong>- it takes years of experience with policies, property damage, construction, negotiating skills, and much more.</li></ol><br /><strong><font color="#c23b3b">Call Carl Barnowski at 561-352-5960 now for your free inspection or hit the button below!</font></strong></div> <hr style="width:100%;clear:both;visibility:hidden;"></hr>  <div style="text-align:center;"><div style="height: 10px; overflow: hidden;"></div> <a class="wsite-button wsite-button-small wsite-button-highlight" href="https://www.assuranceclaimservices.com/replyform.html" target="_blank"> <span class="wsite-button-inner">Claim Help</span> </a> <div style="height: 10px; overflow: hidden;"></div></div>]]></content:encoded></item><item><title><![CDATA[A water homeowner insurance claim that continues to get worse during the claim process.]]></title><link><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/a-water-homeowner-insurance-claim-that-continues-to-get-worse-during-the-claim-process]]></link><comments><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/a-water-homeowner-insurance-claim-that-continues-to-get-worse-during-the-claim-process#comments]]></comments><pubDate>Wed, 21 Apr 2021 15:12:49 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.assuranceclaimservices.com/actualcaseblogposts/a-water-homeowner-insurance-claim-that-continues-to-get-worse-during-the-claim-process</guid><description><![CDATA[        	 		 			 				 					 						  &#8203;&nbsp;&nbsp;This is a good example of what happens when an insurance company fails to recognize a claim properly or in a timely manner. This home is being affected by several roof leaks which are being denied by the insurer as part of coverage. Assurance Claim Services is taking the appropriate steps to ensure that this claim is paid properly as coverage has been opened with a token payment, but isn't even close to what should be paid for damages to thi [...] ]]></description><content:encoded><![CDATA[<div class="wsite-youtube" style="margin-bottom:10px;margin-top:10px;"><div class="wsite-youtube-wrapper wsite-youtube-size-auto wsite-youtube-align-left"> <div class="wsite-youtube-container">  <iframe src="//www.youtube.com/embed/RFrghUZHeSc?wmode=opaque" frameborder="0" allowfullscreen></iframe> </div> </div></div>  <div><div class="wsite-multicol"><div class="wsite-multicol-table-wrap" style="margin:0 -15px;"> 	<table class="wsite-multicol-table"> 		<tbody class="wsite-multicol-tbody"> 			<tr class="wsite-multicol-tr"> 				<td class="wsite-multicol-col" style="width:50%; padding:0 15px;"> 					 						  <div class="paragraph">&#8203;&nbsp;&nbsp;<span style="color:rgba(0, 0, 0, 0.87)">This is a good example of what happens when an insurance company fails to recognize a claim properly or in a timely manner. This home is being affected by several roof leaks which are being denied by the insurer as part of coverage. Assurance Claim Services is taking the appropriate steps to ensure that this claim is paid properly as coverage has been opened with a token payment, but isn't even close to what should be paid for damages to this home. This example is a claim that we were not involved with from day one, but as you can see from the finishing work on this property, if you knew what this homeowner was paid initially you would better understand why were asked to become involved. Assurance Claim Services specializes in helping homeowners settle claims that were either under paid or denied if we feel as though a valid claim exists. There is no charge for us to take a look and remember, we don't get paid until you do. Call us today at 561-352-5960 for our assistance.&nbsp; &nbsp;#publicadjuster #insuranceclaim #waterdamage</span></div>   					 				</td>				<td class="wsite-multicol-col" style="width:50%; padding:0 15px;"> 					 						  <div><div class="wsite-image wsite-image-border-none " style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"> <a> <img src="https://www.assuranceclaimservices.com/uploads/1/2/4/9/124988237/img-0001_orig.jpg" alt="Picture" style="width:auto;max-width:100%" /> </a> <div style="display:block;font-size:90%"></div> </div></div>  <div><div style="height: 20px; overflow: hidden; width: 100%;"></div> <hr class="styled-hr" style="width:100%;"></hr> <div style="height: 20px; overflow: hidden; width: 100%;"></div></div>  <div><div class="wsite-image wsite-image-border-none " style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"> <a> <img src="https://www.assuranceclaimservices.com/uploads/1/2/4/9/124988237/img-0001_orig.jpg" alt="Picture" style="width:auto;max-width:100%" /> </a> <div style="display:block;font-size:90%"></div> </div></div>  <div><div style="height: 20px; overflow: hidden; width: 100%;"></div> <hr class="styled-hr" style="width:100%;"></hr> <div style="height: 20px; overflow: hidden; width: 100%;"></div></div>  <div><div class="wsite-image wsite-image-border-none " style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"> <a> <img src="https://www.assuranceclaimservices.com/uploads/1/2/4/9/124988237/img-0016_orig.jpg" alt="Picture" style="width:auto;max-width:100%" /> </a> <div style="display:block;font-size:90%"></div> </div></div>   					 				</td>			</tr> 		</tbody> 	</table> </div></div></div>]]></content:encoded></item><item><title><![CDATA[Assurance Claim services is with you every step of the way when tragedy strikes]]></title><link><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/assurance-claim-services-is-with-you-every-step-of-the-way-when-tragedy-strikes]]></link><comments><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/assurance-claim-services-is-with-you-every-step-of-the-way-when-tragedy-strikes#comments]]></comments><pubDate>Wed, 14 Apr 2021 14:26:17 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.assuranceclaimservices.com/actualcaseblogposts/assurance-claim-services-is-with-you-every-step-of-the-way-when-tragedy-strikes</guid><description><![CDATA[       Assurance Claim Services makes managing catastrophic losses more manageable.   	 		 			 				 					 						  &#8203;Assurance Claim Services will handle any type of claim but large and involved claims such as a house fire takes some special care and expertise. There are so many different facets of handling this type of claim, from the emotions of the homeowner who has just become homeless and lost personal belongings and/or pets to ensuring that every piece of contents that was destroyed is [...] ]]></description><content:encoded><![CDATA[<div class="wsite-youtube" style="margin-bottom:10px;margin-top:10px;"><div class="wsite-youtube-wrapper wsite-youtube-size-auto wsite-youtube-align-center"> <div class="wsite-youtube-container">  <iframe src="//www.youtube.com/embed/w9v-ZogPmX4?wmode=opaque" frameborder="0" allowfullscreen></iframe> </div> </div></div>  <h2 class="wsite-content-title">Assurance Claim Services makes managing catastrophic losses more manageable.</h2>  <div><div class="wsite-multicol"><div class="wsite-multicol-table-wrap" style="margin:0 -15px;"> 	<table class="wsite-multicol-table"> 		<tbody class="wsite-multicol-tbody"> 			<tr class="wsite-multicol-tr"> 				<td class="wsite-multicol-col" style="width:50%; padding:0 15px;"> 					 						  <div class="paragraph">&#8203;<span style="color:rgba(0, 0, 0, 0.87)">Assurance Claim Services will handle any type of claim but large and involved claims such as a house fire takes some special care and expertise. There are so many different facets of handling this type of claim, from the emotions of the homeowner who has just become homeless and lost personal belongings and/or pets to ensuring that every piece of contents that was destroyed is documented. Lastly, the obvious task of estimating the reconstruction of the home or commercial property back to it's pre-loss state. So many items to account for and to ensure those thousands of items are not only the same grade and quality, but also up to current building code. We spend hundreds of hours both on site as well as using our state of the art technology to ensure proper documentation and ultimately payment to the insured. Assurance Claim Services is the best in the business in south Florida at managing this type of claim and will step in and start coordinating immediately. Call us to day at 561-352-5960 when tragedy strikes and we look forward to going to work on your behalf.</span></div>   					 				</td>				<td class="wsite-multicol-col" style="width:50%; padding:0 15px;"> 					 						  <div><div class="wsite-image wsite-image-border-none " style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"> <a> <img src="https://www.assuranceclaimservices.com/uploads/1/2/4/9/124988237/img-9439_orig.jpg" alt="Picture" style="width:auto;max-width:100%" /> </a> <div style="display:block;font-size:90%"></div> </div></div>  <div><div class="wsite-image wsite-image-border-none " style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"> <a> <img src="https://www.assuranceclaimservices.com/uploads/1/2/4/9/124988237/img-9446_orig.jpg" alt="Picture" style="width:auto;max-width:100%" /> </a> <div style="display:block;font-size:90%"></div> </div></div>   					 				</td>			</tr> 		</tbody> 	</table> </div></div></div>]]></content:encoded></item><item><title><![CDATA[Another happy out of state property owner!]]></title><link><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/another-happy-out-of-state-property-owner]]></link><comments><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/another-happy-out-of-state-property-owner#comments]]></comments><pubDate>Wed, 07 Apr 2021 19:09:59 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.assuranceclaimservices.com/actualcaseblogposts/another-happy-out-of-state-property-owner</guid><description><![CDATA[       Assurance Claim Services to the rescue!  Mold Damage  &nbsp; #Assurance Claim Services is a privately owned public adjusting firm where we service all of South Florida. This is a great example of a home we were in assisting a couple who lived up in New England and while their house monitor was inspecting the house found that they had incurred water damage. They immediately called Assurance Claim Services and engaged us to assist in filing their claim, documenting the loss and ensuring tha [...] ]]></description><content:encoded><![CDATA[<div class="wsite-youtube" style="margin-bottom:10px;margin-top:10px;"><div class="wsite-youtube-wrapper wsite-youtube-size-auto wsite-youtube-align-center"> <div class="wsite-youtube-container">  <iframe src="//www.youtube.com/embed/f3td6pMcoAE?wmode=opaque" frameborder="0" allowfullscreen></iframe> </div> </div></div>  <h2 class="wsite-content-title">Assurance Claim Services to the rescue!</h2>  <span class='imgPusher' style='float:right;height:0px'></span><span style='display: table;width:auto;position:relative;float:right;max-width:100%;;clear:right;margin-top:0px;*margin-top:0px'><a><img src="https://www.assuranceclaimservices.com/uploads/1/2/4/9/124988237/editor/img-2027.jpg?1617822818" style="margin-top: 5px; margin-bottom: 10px; margin-left: 0px; margin-right: 10px; border-width:1px;padding:3px; max-width:100%" alt="Water Damage Picture" class="galleryImageBorder wsite-image" /></a><span style="display: table-caption; caption-side: bottom; font-size: 90%; margin-top: -10px; margin-bottom: 10px; text-align: center;" class="wsite-caption">Mold Damage </span></span> <div class="paragraph" style="display:block;"><span style="color:rgba(0, 0, 0, 0.87)">&nbsp; #Assurance Claim Services is a privately owned public adjusting firm where we service all of South Florida. This is a great example of a home we were in assisting a couple who lived up in New England and while their house monitor was inspecting the house found that they had incurred water damage. They immediately called Assurance Claim Services and engaged us to assist in filing their claim, documenting the loss and ensuring that they were paid properly in order to pay for the required repairs. This was a typical claim where the insurance company paid for water mitigation services and a small portion of what would end up being a rather extensive claim. This insurance claim took approximately four months from start to finish having multiple inspections and re-inspections before finally settling in full. Assurance Claim Services was with this homeowner every step of the way answering all the difficult questions and relieving this out-of-state property owner of the stress in dealing with the insurance company from a distance. Another successful settlement and another happy South Florida home owner. Call us today at 561-352-5960 for your free consultation.&nbsp; &nbsp;#mold damage #Mold Claim</span></div> <hr style="width:100%;clear:both;visibility:hidden;"></hr>  <div class="wsite-spacer" style="height:50px;"></div>]]></content:encoded></item><item><title><![CDATA[Small leak leads to big problems]]></title><link><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/small-leak-leads-to-big-problems]]></link><comments><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/small-leak-leads-to-big-problems#comments]]></comments><pubDate>Sat, 03 Apr 2021 19:22:31 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.assuranceclaimservices.com/actualcaseblogposts/small-leak-leads-to-big-problems</guid><description><![CDATA[       This condo is a rental property where the tenant had a water leak from the main and continued to use the system causing damage to the property. Insurance claims such as this can be tricky in how they are submitted, handled and closed. Working closely with the insurance adjusters from the company, the HOA, plumbers and documenting damage as it is uncovered is critical in obtaining an equitable settlement. Assurance Claim Services, and our licensed and bonded professionals use the latest te [...] ]]></description><content:encoded><![CDATA[<div class="wsite-youtube" style="margin-bottom:10px;margin-top:10px;"><div class="wsite-youtube-wrapper wsite-youtube-size-auto wsite-youtube-align-center"> <div class="wsite-youtube-container">  <iframe src="//www.youtube.com/embed/mJ5vAeCHMqQ?wmode=opaque" frameborder="0" allowfullscreen></iframe> </div> </div></div>  <div class="paragraph"><span style="color:rgba(0, 0, 0, 0.87)">This condo is a rental property where the tenant had a water leak from the main and continued to use the system causing damage to the property. Insurance claims such as this can be tricky in how they are submitted, handled and closed. Working closely with the insurance adjusters from the company, the HOA, plumbers and documenting damage as it is uncovered is critical in obtaining an equitable settlement. Assurance Claim Services, and our licensed and bonded professionals use the latest technology to document in 3D the entire property to ensure that your claim is filed properly and the supporting documentation is complete. Water claims usually accompany mold damage unless they are dealt with quickly as well. Call us today at 561-352-5960 for immediate service in addressing your home or commercial property damage.&nbsp; &nbsp;</span></div>]]></content:encoded></item><item><title><![CDATA[Assurance Claim services are experts on roof claims]]></title><link><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/assurance-claim-services-are-experts-on-roof-claims]]></link><comments><![CDATA[https://www.assuranceclaimservices.com/actualcaseblogposts/assurance-claim-services-are-experts-on-roof-claims#comments]]></comments><pubDate>Thu, 17 Dec 2020 18:46:57 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.assuranceclaimservices.com/actualcaseblogposts/assurance-claim-services-are-experts-on-roof-claims</guid><description><![CDATA[       Roof claims are our specialty at Assurance Claim Service  Thanks so much for stopping by and visiting Assurance Claim Services where we specialize in ensuring your home or commercial property damage claim is paid properly and in a timely manner. This video shows an extreme example of what a tile roof claim looks like. This home is located in Jupiter Florida and shows extensive damage to the entire roof system caused by wind exposure. The initial response from the insurance company to this [...] ]]></description><content:encoded><![CDATA[<div class="wsite-youtube" style="margin-bottom:10px;margin-top:10px;"><div class="wsite-youtube-wrapper wsite-youtube-size-auto wsite-youtube-align-center"> <div class="wsite-youtube-container">  <iframe src="//www.youtube.com/embed/LLt8a4iS2zo?wmode=opaque" frameborder="0" allowfullscreen></iframe> </div> </div></div>  <h2 class="wsite-content-title">Roof claims are our specialty at Assurance Claim Service</h2>  <div class="paragraph"><span style="color:rgba(0, 0, 0, 0.87)">Thanks so much for stopping by and visiting Assurance Claim Services where we specialize in ensuring your home or commercial property damage claim is paid properly and in a timely manner. This video shows an extreme example of what a tile roof claim looks like. This home is located in Jupiter Florida and shows extensive damage to the entire roof system caused by wind exposure. The initial response from the insurance company to this claim was "wear and tear" and "foot traffic" The subsequent engineer report that we supplied the company to support this claim which included exact wind speeds on the date of loss ended in a paid claim to this homeowner. Please call us today for a free roof inspection as we don't get paid until and unless we settle your claim.</span></div>]]></content:encoded></item></channel></rss>