ASSURANCE CLAIM SERVICES, INC
  • Home
  • Assurance Site Directory
    • Claims Process
    • Types of Claims
    • Assurance Claim Blog
    • Matterport Technology
  • File your Claim
  • Contact
Insurance Claim

The Claims Process

Homeowner Insurance Claim
When disaster strikes, file an insurance claim as promptly as possible.  Once the claim has been filed, your insurance company will send an adjuster to your home.  The adjuster will survey the damage and use that information to put together a settlement amount.  The exact dollar amount of the proposed settlement will depend on the damage to your home or commercial property as well as the specifics of your property insurance policy.

If you are handling the claims process alone, you may feel pressured to accept the adjuster's settlement on the spot.  The good news is that if you decide to take this routs, you can still engage the services of a public adjuster later on to ensure that your claim was handled fairly and correctly.  If you need to have the claim reinvestigated, do so quickly; your policy will specify how much time you have to reopen a claim.

How Public Adjusters Help

Insurance Claim Settlement
Insurance policies and claims are complicated under normal circumstances; they become even more complex when the stress of a home disaster is added.  Stating information incorrectly or failing to show proper documentation of the damage can result in your claim being denied or under paid.

Public adjusters help lessen the burden of putting your home bact together after a disaster.  The professionals at Assurance Claim Services are expters at navigating the insurance claims process, and since handling homeowners' insurance claims is our full-time job, we have the time to devote to pursuing your claim closely.

Keep in mind that we DO NOT perform any of the restoration work your property may require, nor do we coordinate home service contractors.  Assurance Claim Services will, however, handle off documentation related to your insurance claim, communicate with your insurance adjuster on your behalf, and take all the steps necessary to ensure that the settlement you recieve is fair.


3 steps to your claim process

Free Initial Fact Finding

The first step in the process is establishing whether or not you have a claim and if so if one should be filed based on your deductable.  This typicall requires a visit to the damaged property as well as reviewing your insurance policy to verify coverage.  This step is free of charge and is free of obligation.

Damage Assesment 

The second step is to assess damages both by photo documentation as well as bringing in experts to provide additional documentation to document the extent of the damage you have sustained as well as estimate the cost of repair.  Using Matterport Technology, we map the entire loss ensuring every detail is documented.  

Claim negotiation and Settlement

The final step is for the claims experts working on your claim at Assurance Claim Services to negotiate on your behalf for a final payout and settle your claim based on all of the documentation that we provided to your insuance company during the assessment phase.
This is a solicitation for business.  If you have had a claim for an insured property loss or damage and you are satisfied with the payment by your insurer, you may disregard this advertisement.
Carl Barnowski - Florida License E095934 - US Virgin Islands License 3000286172 | Website Accessibility
  • Home
  • Assurance Site Directory
    • Claims Process
    • Types of Claims
    • Assurance Claim Blog
    • Matterport Technology
  • File your Claim
  • Contact